Arkansas AG goes after Credit Repair Company

Make sure you follow the compliance information within CCA membership dashboard. It is also good to have an attorney to look at your agreement. LITTLE ROCK – Arkansas Attorney General Leslie Rutledge has held Florida-based Capital Credit Solutions Inc. and its owner Willie J. McKenzie accountable for false and

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The Equifax Data Breach: What to Do

If you have a credit report, there’s a good chance that you’re one of the 143 million American consumers whose sensitive personal information was exposed in a data breach at Equifax, one of the nation’s three major credit reporting agencies. Here are the facts, according to Equifax. The breach

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Credit Score Competition Act” Introduced in U.S. Senate

Unless you’ve been hiding under a rock, you know that the credit industry has been shaken up yet again by the bipartisan support it has been receiving on the Hill. This month, the “Credit Score Competition Act,” a bill that requires consideration of other credit scoring models when assessing mortgage

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CRA Public Records Removals

TransUnion shared with their sales team that CRAs will be removing tax liens and judgment data not up to standards during the week of July 10th, and not on July 1st as widely reported. Also, TransUnion will be removing ALL judgments. Therefore, one may need to adjust their verification plans.

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Neil Gorsuch’s first SCOTUS decision might confuse you if you aren’t sure of your rights when it comes to debt collectors. This is what to know.

The Supreme Court unanimously ruled on Monday that the Fair Debt Collection Practices Act, or FDCPA, does not allow people who think they’re experiencing abusive debt collection practices to sue banks that have bought defaulted loansfrom another lender. The decision, published by newly appointed Justice Neil Gorsuch, means

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Department of Education

The Department of education issued a bulletin nothing that Transunion has announced that it will re-introduce their student data for all consumers effective June 1, 2017. This hasn’t been done for years. What does this means and how it can affect you or your clients? If the student loan data

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Unsigned Dispute and Validation Letters?

We know that many are sharing that you do not need to have the client sign their dispute or validation letters. Some are having success without incidents. BUT within the last month there has been a surge of calls from members receiving Authorization to Release letters from creditors or furnishers

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Department of Education Data Reporting Notice

Notice: The Department of education issued a bulletin nothing that Transunion has announced that it will re-introduce their student data for all consumers effective June 1, 2017. This hasn’t been done for years. What does this means and how it can affect you or your clients? If the student loan

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The Newest Addition to Your Credit Reports – Trended Data

By John Ulzheimer The credit reporting agencies (CRAs) have access to a lot of information about you. Some of that information is included on your credit reports and some of it is not. For example, although public criminal records are available to anyone (the CRAs included) that information is not

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