A security freeze is an alert one could place on one’s credit report and allows a consumer to tell a credit reporting agency not to release the consumer’s credit report without prior authorization using a secret personal identification number (PIN). A security freeze can be useful to mitigate the effects
FTC Report on Credit Scores in Insurance
For anyone who missed it, the U.S. Federal Trade Commission released a report last week about the use of credit scores in the insurance industry. The report is generally favorable to the use of credit scores by insurance companies, finding credit reports “effectively predict the number of claims consumers file
Auto Enhanced Score
The auto score is usually referred to as your “Auto Industry Option”. This score it not available for you to purchase and only dealers\finance companies are able to pull it. Here are the major differences between Auto and Classic scores: -The major difference between FICO scores and FICO auto scores