For anyone who missed it, the U.S. Federal Trade Commission released a report last week about the use of credit scores in the insurance industry. The report is generally favorable to the use of credit scores by insurance companies, finding credit reports “effectively predict the number of claims consumers file
Auto Enhanced Score
The auto score is usually referred to as your “Auto Industry Option”. This score it not available for you to purchase and only dealers\finance companies are able to pull it. Here are the major differences between Auto and Classic scores: -The major difference between FICO scores and FICO auto scores