News

In West Virginia, homeowners associations (HOAs) now need to worry about how they go about collecting delinquent fees.  If HOA debt collection efforts do not comply with the West Virginia Consumer Credit and Protection Act (the WVCCPA), an HOA could face a civil suit and steep penalties.  The Supreme

Yesterday, Judge Amy Totenberg of the Northern District of Georgia issued a very cogent 70-page opinion in the case of the CFPB v. Frederick Hanna & Associates, a large collection law firm with offices in Georgia, Florida, and South Carolina. The opinion denies Hanna’s motion to dismiss in its

When you clients are experiencing financial problems they call for advice. When one is facing foreclosure you can share how they can get paid to move. The owner will provide money for your to relocate if you leave the home presentable.  Negotiated amounts will vary depending on the lenders’ policies. Here

PayPal has changed some of its rules with regards to Purchase Protection and we felt it important to share this news with our readers and clients. As one of the leading ways to buy and sell around the world, PayPal has provided protection for eligible purchases of physical goods for

Company Mishandled Consumer Credit Reporting Disputes, Prevented Consumers From Exercising Debt Collection Rights WASHINGTON, D.C. — Today, the Consumer Financial Protection Bureau (CFPB) announced an enforcement action against a medical debt collection company for mishandling consumer credit reporting disputes and preventing consumers from exercising important debt collection rights. These

Today, the FCC ruled on 21 long-standing petitions and letters seeking clarifications of the Telephone Consumer Protection Act.  FCC Chairman Tom Wheeler’s proposed rules were approved with a 3-2 vote.  The new rules which will be released today or tomorrow are mostly bad for businesses which use automatic telephone

1. Income It would seem to make sense that your income would influence your credit scores. If you make a lot of money you should be able to make your payment on time. If you make less money then you are less likely to make your payments, right? While that

If your credit is poor, or you have little or no credit, a secured card or a card designed for those with less than stellar credit could be a good choice. These cards often come with annual fees, higher interest rates, and low credit limits but if managed responsibly over

New York Courts Proof of Default Judgment in Consumer Credit Matters Rules  

Here is the latest 2014 Fair Debt Collection Practices Act FDCPA 2015